Members now have direct access to MLN's daily rate database—the same data we use to track and report rate trends in the prime mortgage market. View it at Canadian Mortgage Rate Survey. The data has many uses, particularly for mortgage providers employing a spread pricing strategy. Such

💡"Focus on the central banks, and focus on the movement of liquidity... most people in the market are looking for earnings and conventional measures. It's liquidity that moves markets." —Billionaire former hedge fund manager, Stanley Druckenmiller The liquidity tap in the world's biggest economy

The gap between insured and uninsured mortgage originations is now wider than the Grand Canyon. And it just keeps expanding, as the BoC's latest data show (chart below). The government seems blissfully content to let the insured market wither. The number of mortgages on CMHC's books,