💡See also: Mortgage Tidbits below. Most lenders are still showing patience with fixed rates. So far, just 7 of 30 national lenders have boosted mortgage pricing following the recent yield spike. That said, with swap spreads at a 14-month low—and 20 bps below the five-year average—that patience will

💡See also: • Canada’s Real Estate Stalemate Continues • Mortgage Tidbits below, including an important rate warning Tuesday's lively underlying inflation readings launched yields to levels they haven't seen in six months. Not only did that send economists scrambling to delay their rate‑cut calls (again), it

Did mortgage shoppers get short-changed this rate cycle? That's a question the National Bank of Canada (NBC) set out to answer in a new report. Its findings reveal that the prior three BoC cutting cycles delivered "much more relief" to fixed-rate borrowers. Before we delve into