On November 1, Canada's banking watchdog unleashed its loan-to-income (LTI) limits on Canada's biggest banks. Curious about how things were progressing, we asked a Big 6 bank executive for his unvarnished take on how LTI is affecting the mortgage market. One key takeaway: mortgages could become

If federal mortgage announcements leave your head spinning due to ambiguities and omissions, you're not alone. It's a wild dream, but maybe one day, regulators will let mortgage practitioners proofread their communications in advance. Then, edits can be made and mortgage pros will get all the

Canada's bank regulator officially announced the removal of the federal mortgage stress test for borrowers switching from one lender to another, but oh, mama, the devil's in the details!

💡Also in this edition: • DLC is a 10-Banger • Mortgage Bytes (lots of 'em) Also: A new Amortization Simulator is now available with the latest forward rates, post-Canadian CPI. OSFI says everything's a go for tomorrow's stress test policy change. The banking regulator confirms that "