The Value Zone

This week, the lowest nationally-available variable, 2-year fixed and 10-year fixed, are all lower. Once again, borrowers have Nesto to thank. The online lender seems to be on a market share mission as of late.

Of particular interest is Nesto's 10-year fixed at 4.99% for insurable loans less than 65% LTV or greater than 80% LTV. The company's in-house lender slashed this rate by 76 bps since our last rate survey. Of course, few would/should bite on that offer near the top of the rate cycle, but it's impressive nonetheless. The next closest national lender is 70 bps higher.

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