As any mortgage pro can attest, income on tax documents doesn't always reflect a borrower's true financial capacity. For entrepreneurs, write-offs, erratic cash flows, and lack of declared income can make traditional income docs as useful as a helicopter ejector seat. That's why many

💡Also in this edition: • The latest from RateLand • The Value Zone (with new fixed-variable research from Desjardins) • Mortgage Bytes Toronto-based mortgage broker 8Twelve Mortgage Corporation has just scored a lucrative long-term revenue-sharing pact with NerdWallet (Nasdaq: NRDS). San Francisco-based NerdWallet is a global financial information juggernaut. In Canada, it competes

📰Also in this edition: • Gillian Oxley on Current Real Estate Psychology • CMHC Debates 40-Year Mortgage Merits • Mortgage Bytes Anytime a regulator publicizes that it's concerned about "risks," it makes headlines faster than a political scandal. Take the mortgage risks OSFI rattled off last week, for example.

💡Also in this edition: • The Latest from RateLand • Value Zone • Mortgage Bytes Google recently pulled the curtain back on its newest brainchild, "AI Overview” (AIO) – previously known as SGE. Despite its much-publicized blunders, AIO and rivals are poised to flip the table on mortgage search marketers. By Gartner'