MCAP's zesty 4-year special

"Until last year, most fixed-rate borrowers didn’t even consider anything other than a 5-year term," says MCAP SVP, Megan McDonald. But with rates doing a moonshot, she says brokers "have been looking for an alternative to 5-year terms."

So MCAP gave it to them — in the form of a 4.64% four-year promo. As this is being written, it's the lowest mortgage rate in Canada from a national lender.

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