The "Reverse Mortgage" for 20-Year-Olds is Back

Whereas most reverse mortgage customers have wrinkles and grey hair, here's a company that will lend you money with no payments required, even if you're not old enough to drink in some countries.

The lender in question is Fraction, an innovator in the equity release space (a.k.a. reverse mortgage market).

In fact, it was so much of an innovator it had to shut down its unique lending model last year due to falling home values and "capital markets" issues. It soft launched again in July, and now it's game on, says Co-founder Hayden James.

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