"Paying less principal, or in some cases no principal, is not a sustainable practice," Canada's bank regulator told MLN Tuesday. Yet, that's precisely what hundreds of thousands of fixed-payment variable-rate mortgagors are doing. In fact, paying all your interest due each month is optional

Few Canadians understand how crucial the Canada Mortgage Bond (CMB) program is to facilitating more mortgage options and lower rates. Given all the government-imposed costs and limits on the CMB and #NHA MBS# programs since the #GFC# (wow, that's a lot of acronyms for one sentence), we wonder