Credit unions are an afterthought for many Canadians. Yet, CUs are critical to the mortgage ecosystem because they compete in ways that banks don't.

With cutthroat mortgage competition, plummeting insured volumes and margins so thin they'd starve a supermodel, it's been way more challenging to make money in insured lending. That and non-stop regulatory tightening have inspired mortgage finance companies to jump headfirst into the alternative lending pool. Strive is

Nowhere do you hear more mortgage horror stories than in the Wild West of private lending. Stories abound of private lenders hitting borrowers with egregious fees or suddenly demanding repayment from borrowers who've paid as agreed but have few other options. Indeed, while private lenders are a lifeline

After a 15-year marathon in the prime mortgage space, Home Trust is tossing in the towel. The company—best known for being a non-prime mortgage leader—is canning its Accelerator prime mortgage lineup, effective November 15. It made the announcement to brokers on Tuesday. According to an insider, the move