💡Click here for the latest Mortgage Memo. Interest rate uncertainty is nothing new, but seldom does it hit the crescendo we're seeing today. At least during the Subprime Mortgage Crisis and COVID, you knew central banks had to cut. Today, most talking heads expect lower inflation but it

Duty-free cross-border trade now rests in the same grave as common sense. In a fit of diplomatic dementia, Trump is slapping wildly disproportionate, self-sabotaging, bullying import taxes on Canada, its most loyal ally and the biggest buyer of its goods. "There is no justification whatsoever for these tariffs or

💡For a rundown of what the BoC and Fed did today, see today's Mortgage Memo. At Wednesday's press conference, a reporter asked BoC Chief Tiff Macklem what he'll be doing on Saturday morning, when Trump is expected to hit us with tariffs. Rest assured,

💡Following this story (further below) we preview a new offering from Cedar, a company that wants to buy your land to lessen your mortgage burden. VC-backed online mortgage provider, Pine, is piloting a new offering from Zown that boosts buyers' down payments and gives them extra cash for closing