The latest instalment of Stress Test This delves deeper into the mind of Canada’s most entertaining mortgage provocateur. For fans of polite industry chatter, this one’s more chainsaw than charm school. For those craving a veteran broker's unfiltered take on mortgage marketing, buydowns, and bureaucracy, the

Last week, OSFI threw mortgage advisors for a loop with this guidance at its "Industry Day": "For borrowers with multiple mortgages, the income used for the borrower income criterion should not include income used to validate the borrower's ability to service mortgages on other properties.

If you're a Canadian mortgage advisor, no one has to tell you that underwriting literacy is power. You know full well that an edge in know-how puts you ahead of rivals. Among other things, it enables you to: * Know where to place deals, finding lower cost solutions for

Mortgage originators can stand out for any number of reasons, but in today’s hyper-digital, cutthroat market, the dividing line between remembered and forgotten is often mortgage technology. Lenders and brokers know that client satisfaction is non-negotiable, so they leverage a menu of software to enhance it: * Mortgage selection tools