The reverse mortgage company that doesn't care how old you are is out of business, temporarily at least.
Fraction made a splash by lending homeowners money with no payments and no age minimum. Whereas traditional reverse mortgage providers want you to be 55+, Fraction often lent to people in their 40s.
It offered low rates in exchange for taking a share of the borrower's home appreciation. And its loan-to-value limits were high at younger ages, relative to its competitors.
Unfortunately, Fraction hit a little roadbump. The company ran out of money we hear, and it has let go most of its staff. It reportedly processed its last mortgage in November.