Blanket appraisals have been widely cast as financial boogeymen, attacked with overblown claims about their so-called danger. Fortunately, however, our bank regulator takes a more practical view. At Scotiabank's Financials Summit on Wednesday, OSFI head Peter Routledge put blanket appraisals in perspective.

💡See also: Mortgage Tidbits (below). Tuesday saw a small snapback in bonds, with 5-year yields reclaiming about two-thirds of what they lost on Friday. Investors were in a bearish mood worldwide, with multiple long bond yields making multi-decade highs.

Let's fast forward to 2030 and imagine a typical Canadian shopping for a mortgage. By then, their first question won't be fixed or variable—it’ll probably be, "Where can I get trustworthy mortgage advice the fastest, for free, on my phone?" Eventually, millions

💡See also: • Canada’s GDP Craters, Just as the BoC Expected • Bond Traders Yawn as U.S. Inflation Climbs Again • Mortgage Tidbits (below) Borrowers can set aside worries of rising rates this long weekend; Friday's data will leave nothing rising except maybe BBQ lids. Indeed, Friday was a