Few entities in Canada originate more mortgages than M3 Mortgage Group. Its Founder & CEO Luc Bernard, therefore, knows more than your average bear about running a profitable mortgage operation. With broad industry connections and access to a wealth of data, Luc intimately understands the trends driving Canada's

Canada's banking regulator proposes to purge higher-risk borrowers from the mortgage market. OSFI says it's worried about banks being "exposed to heightened risks" from record indebtedness, potential recession and multi-decade highs in interest rates. Encouraging lower indebtedness "reduces the probability of borrower default

If you're looking for entrepreneurial inspiration look no further than Gary Mauris. He's just about the most powerful player in Canada's mortgage business, a guy who co-built a $77+ billion mortgage origination machine—starting with little mortgage experience. Now he heads what the company