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Now available: A new rate simulator can be downloaded here.
Metals are in a runaway bull market punctuated by silver, which just shattered a record, crossing $90 for the first time.

Why is this news of any consequence for mortgages?
Because this sort of move has a nasty habit of messing with interest rates.
Here’s why...
And if macro makes your eyes glaze over, hear me out — this is no bedtime story.
