If you're a Canadian mortgage advisor, no one has to tell you that underwriting literacy is power. You know full well that an edge in know-how puts you ahead of rivals. Among other things, it enables you to: * Know where to place deals, finding lower cost solutions for

Blanket appraisals have been widely cast as financial boogeymen, attacked with overblown claims about their so-called danger. Fortunately, however, our bank regulator takes a more practical view. At Scotiabank's Financials Summit on Wednesday, OSFI head Peter Routledge put blanket appraisals in perspective.

Let's fast forward to 2030 and imagine a typical Canadian shopping for a mortgage. By then, their first question won't be fixed or variable—it’ll probably be, "Where can I get trustworthy mortgage advice the fastest, for free, on my phone?" Eventually, millions

Demand for CMHC's multi-unit mortgage insurance skyrocketed 28.7% last year. Borrowers and lenders have increasingly relied on it to buy, build or refinance multi-unit rental properties. Unlike uninsured mortgages, CMHC multi-unit financing allows: * lower down payments * lower interest expense (lower rates) * easier debt servicing, thanks to stretched-out