Rebecca Oakes, VP of Advanced Analytics at Equifax Canada, is a data maven. She deciphers credit trends like Doyle Brunson deciphered tells at a poker table. We caught up with her last week for a helping of mortgage insights. Here's what she served up...

💡Also in this edition: • Mortgage Bytes The consolidation wave continues in Canada's mortgage broker industry. Mortgage Centre Canada (MCC), a subsidiary of mortgage juggernaut DLC Group (DLCG), just snapped up Real Mortgage Associates (RMA) and Broker One. DLCG sealed the deal last week, CEO Gary Mauris told MLN.

💡Also in this edition: • The latest from RateLand • The Value Zone (with new fixed-variable research from Desjardins) • Mortgage Bytes Toronto-based mortgage broker 8Twelve Mortgage Corporation has just scored a lucrative long-term revenue-sharing pact with NerdWallet (Nasdaq: NRDS). San Francisco-based NerdWallet is a global financial information juggernaut. In Canada, it competes

CMHC has massively undercut private default insurers on 30-year insured amortizations. Effective August 1, Canada's housing agency will be charging just 20 bps extra for insured first-time buyers who want a 30-year am. That's dialling all the way back to what CMHC charged in 2012, the