MLN has just completed major reconstructive surgery on the News-Stream page. It's now the new express lane for all of MLN's mortgage updates. News-Stream is particularly handy if you like to scroll on your phone like it's a morning paper. You can give it

Big 6 banks are doing some spring cleaning of low-margin rates. Lenders are usually quite competitive in April, but spreads (chart below) are getting too tight to hold the line. That's leading to modest jumps of 5 to 15 bps at the majors on a variety of fixed

Vendor take-back mortgages (VTBs) are increasingly becoming the WD-40 of real estate deals—lubricating transactions that might otherwise seize up. With home prices still elevated, rates hanging tough, tighter lending conditions, and fewer sales, free-and-clear sellers are more motivated to extend VTBs. According to commercial real estate lawyer Patrick Gordon

Straight from the digital marketing trenches come two gobsmacking revelations from search marketing company Ahrefs: 1. Google's AI Overviews (AIOs) kill an average of 34.5% of clicks for most top-ranking pages (so far). 2. These are likely the highest click-through rates (CTRs) we will ever see again.