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OSFI's Stress Test and Loan-to-Income Test Live On

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MLN is awaiting various confirmations from OSFI so we'll update this story upon receipt and provide notice to readers.

Despite suggestions that OSFI would potentially replace the stress test with its loan-to-income (LTI) test, it looks like lenders will be stuck with both the LTI and the stress test indefinitely.

Here's the problem with that.

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