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Full Comp

Full comp stands for full compensation.

This term is typically used in the context of mortgage rates.

When an originator sells a mortgage at full comp, he/she is earning the standard commission on that loan without any buydowns. (Rate buydowns typically reduce a mortgage originator's compensation.)

A full comp 5-year fixed might net a broker a roughly 110 bps commission, and a bank mortgage specialist about 55 bps, give or take.

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